DISCLOSURE
OF INVESTIGATIVE CONSUMER REPORTS
Be advised, that in
processing your credit application it may be necessary to initiate an
investigative consumer report on you as the consumer. The report may
include information as to the consumer’s character, general
reputation, personal characteristics, and mode of living, whichever
are applicable.
Under federal law,
any person who procures or causes to be prepared an investigative
consumer report on any consumer shall, upon written request made by
the consumer within a reasonable period of time after the receipt by
him of the disclosure, make a complete and accurate disclosure of the
nature and scope of the investigation requested. This disclosure
shall be made in writing and mailed to the consumer not later than
[s-Number] days after the date on which the request for such
disclosure was received from the consumer or such report was first
requested, whichever is the later.
