[l-Date]
To:
[r-CreditApplicant]
[r-Address]
From:
[s-Name]
[s-Company]
[s-Address]
[s-Phone]
RE: [s-Reference]
Dear [r-FName]:
In response to your request for a
statement of our reasons for turning down your recent application for credit,
our records reveal that your application was not approved due to:
[s-Describe]
We hope this information provides
you clarity and that you continue to shop with us.
Best regards,
[s-Company]
[s-Name]
[s-Title]