CREDIT
LETTERS REQUIRE INDIVIDUAL CONSIDERATION: PLEASE SEEK PROFESSIONAL
ADVICE FROM YOUR OWN ATTORNEY AND DO NOT RELY ONLY ON TEMPLATE
LETTERS.
[l-Date]
To:
[r-Name]
[r-Address]
From:
[s-Name]
[s-Company]
[s-Address]
[s-Phone]
Dear [r-FName]:
Thank you for
submitting a charge account application with [s-Company].
Unfortunately, we regret to inform you that we are unable to approve
the opening of a charge account in your name at this time. This
decision is due to information obtained from the following consumer
reporting agency:
[Insert information]
We wish to advise
you of your right(s) under federal law to obtain full disclosure of
the nature and substance of all information concerning you from the
above consumer credit reporting agency.
Although we are
unable to offer you credit terms, we would be pleased having you as a
customer and hope that we will be able to open a charge account for
you in the future.
Sincerely,
[s-Company]
[s-Name]
[s-Title]
